Seamless Flow (PayDirect)

Direct payment integration for PCI DSS certified merchants — full control over card collection and checkout UI.

Direct Payment Solution

Process payments directly with full control. For PCI DSS certified merchants who collect card data on their own interface.

25+

Payment methods

100ms

Avg response time

300M+

Daily API requests

99.9%

Success rate

PayDirect requires PCI DSS Level 1 certification. You collect, transmit, and handle card data on your own systems and are responsible for PCI compliance.

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Seamless Flow (PayDirect)

PayDirect is a direct payment integration solution for PCI DSS compliant merchants who collect card data on their own interface. You maintain full control over the payment flow and customer experience, while PayGlocal handles secure processing through our robust payment gateway. This approach is ideal for enterprises requiring maximum customization and direct card data handling.

Payment Flow

Merchant Interface  →  Card Data Collection  →  JWT Encryption  →  PayGlocal Gateway  →  Payment Processed

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Key Benefits

Full UI Customization

Complete control over payment interface and user experience.

Direct Processing

No redirects — payments processed on your domain.

Advanced API Access

Comprehensive APIs with full customization capability.

Real-time Analytics

Instant access to transaction data and insights.

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Payment Patterns

JWT Authentication

Standard one-time payments with direct card data and JWT auth.

Standing Instructions

Recurring payments with pre-authorized mandates.

Auth & Capture

Two-step flow — authorize first, capture when ready.

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Endpoint

POST /gl/v1/payments/initiate

Minimum Required Payload

{
  "merchantTxnId": "23AEE8CB6B62EE2AF07",
  "paymentData": {
    "totalAmount": "89",
    "txnCurrency": "INR",
    "cardData": {
      "number": "5132552222223470",
      "expiryMonth": "12",
      "expiryYear": "2030",
      "securityCode": "123"
    }
  },
  "merchantCallbackURL": "https://www.yoursite.com/callback"
}

For international card transactions, riskData is required. For RuPay cards, ipAddress, httpAccept, and httpUserAgent are mandatory.

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Ideal For

Enterprise Businesses

Large corporations requiring customized payment experiences and direct control.

Financial Institutions

Banks and fintech requiring specialized integrations and compliance.

Retail Chains

Multi-location businesses needing unified payment processing.

Tech-First Companies

Development teams wanting full API control and custom implementations.

Payment Aggregators

Platforms providing payment services to multiple merchants.

Healthcare Providers

Medical institutions requiring HIPAA-compliant payment processing.

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Ready to Get Started?

View Payment Methods

Explore JWT Authentication, Standing Instructions, and Auth & Capture.

API Reference

Full endpoint reference and interactive playground.